As a leading UK law firm, with strong international connections across the globe through our membership of TAGLaw, our exceptionally talented and experienced lawyers provide a wide range of corporate, financing, and commercial legal advice to businesses.

Our team has significant experience in advising leading financial institutions on a full range of regulatory matters within the retail, asset and investment sectors, including mortgages, consumer finance, investment products, FCA permissions and authorisations, change of control applications and payment services.

We work closely with our banking, corporate, real estate and insolvency teams to provide a wrap-around service for our clients in the sector, whether they be an emerging start up or a long standing client.   We help our clients navigate financial services regulation with a view to enabling them to be optimised and ahead of the curve, advising on horizonal regulatory changes that will impact on their business. 

We are client focused and work collaboratively, providing the benefit of our expertise across the finance sector and with many of our team having had in house experience we understand our clients’ business needs in providing efficient and robust advice.

Our Financial Regulatory team forms part of the wider Banking and Finance practice comprising of five partners out of more than 15 highly experienced banking and finance lawyers, and has the strength and depth to provide a quality service to meet the needs of clients.

We provide extensive regulatory advice on asset finance, with extensive experience  in the consumer finance sector.  We provide advice and assistance in respect of drafting product documentation,  advising on best practise and the implementation of consumer duty.  Our team also has experience of asset finance litigation, enabling us to provide forward thinking advice in order to be proactive ahead of the regulatory landscape, rather than reactive in the courts. 

Our lawyers have experience across a wide range of regulation within the investment sector, including advising investment managers on their regulatory obligations, financial promotions and the ever-evolving regulation of crypto assets.  Our team has assisted clients with product design support to ensure clear identification of the regulatory market and that all regulatory expectations are either met or avoided to prevent regulatory intervention.   We also provide firms with perimeter and permission analysis in order to help them mitigate the risk of breaching the regulations as well as ad hoc or specific business advice.

The team covers a wide mix of retail regulatory expertise, including mortgages, hire purchase agreements, consumer finance, motor finance, hire purchase and insurance.  We regularly advise on new products through to drafting of product and policy documentation. We also advise on a range of consumer issues, including the impact of the consumer duty and being experts in all things TCF.

Jodie is a financial services regulatory lawyer and has detailed understanding of the regulatory framework surrounding financial institutions, including CCA lending, FCA, MCOB and the role of the financial regulators. Jodie advises clients on the full range of compliance and regulatory issues including best practice and implementation, ongoing regulatory changes, reputational risks and risk management.

T: 07823 347555 
E: jodie.craven@blakemorgan.co.uk

Our clients tell us we quickly become fully immersed in their business and act as an extension to their team. It is this tailored and personalised approach, coupled with our varied real-world experience and commerciality, that really sets us apart. Our straight talking and pragmatic approach to our clients’ legal matters is highly valued.

Jodie Craven, Senior Associate